How Do Insurance Companies Handle Claims Involving Uninsured Teen Drivers?
If you're a parent of a teenager, you might have many questions about driving and insurance. One important question is, Can my teenager drive my car without insurance ? The short answer is no, and there are serious risks involved. But what happens if your uninsured teen driver gets into an accident? Let's explore how insurance companies handle such claims and why it's crucial to ensure your teen is properly insured. Understanding the Basics of Car Insurance Car insurance is an agreement between you and an insurance company. You pay a premium, and the company helps cover costs if you have an accident. This can include damage to your car, medical bills, and other related expenses. Car insurance is a legal requirement in most places because it protects everyone on the road. Why Driving Without Insurance Is Risky? Before diving into how claims are handled, let's recap why it's important to have insurance. If your teenager drives without insurance, it can lead to severe